What To Expect During The Foreclosure Process

When your financial situation changes and you know that your future may involve foreclosure it is best to know what to expect and learn what you can do during the process to avoid foreclosure altogether or at least experience less anxiety.

You will have first lost the primary source of income because of an illness, layoff etc.
You may have savings but this is the time to reach out to your mortgage servicer and request some help. The people that will answer the phone will only be a answer service or customer service. Please do not try to answer their question with estimated answers, this could harm your case. Tell them you are not prepared to answer those question. Their only job is to get money from you. Ask for the "loss mitigation" department and get their direct number before you are transferred.

Before you get started on this journey know that the process can be long and stressful. Be prepared by writing all of your information in a notebook when you have to recall information. You will capture names, dates, instructions and more.

Should you ignore the fact that you have lost an income and begin to fall behind know that this happens to millions of families everywhere. We go into denial and then a shock that leaves us paralyzed. This is because we where never prepared to deal with the possible loss of our homes.

Paralysis can only leave you in deeper trouble. Always answer every letter that comes from your bank. Below are the letters leading to foreclosure you can expect. Once your bank is working to help you get a home loan modification this process will be stopped until a decision is made. However there is a new sneaky bank practice that will allow the bank to take your home quickly should you be denied.

4 Letters of the Foreclosure Process

1. Notice To Accelerate=They will ask for back payments with pay be a specific date.
2. Demand Letter. You will receive it if you have not bought your mortgage up to date as directed. It will be sent from a bank hired attorney demanding action to your Notice to Accelerate letter. This means you have been officially notified before court proceeding.Should this matter be taken into court you will also be responsible for court and attorneys fees.
3.  Notice of Default. This is the second stage of the foreclosure process. The bank will now file a foreclosure lawsuit or Notice Of Default with the county recorder. You will receive a letter of this judgement.You have approximately 30 days to respond. The hearing (court date) is then set at your county courthouse. If you don't show the bank swill win and go forward with the foreclosure process.
4. If you have not gotten a loan modification by this point and have never gone into litigation you will receive a Notice of Sale with in 20 to 30. Today the banks are backed up so it may take longer.The property is then auctioned off in a sheriff sale. 

How You Can Avoid Foreclosure

1. Pay mortgage up to date with interest.
2. Sell home. Short Sale
3. Home Loan Modification

Getting your home mortgage payments comfortable for you to maintain is the best situation for you and the bank. The banks do not want to take on more inventory then they have to. Their business is  making money. My goal is for anyone reading this to become a little more familiar to the process of home foreclosure
. In order to get help you have to know where you are. If you have been served papers from your mortgage holder. Call them right away even if you don't see yourself winning. You never know what the extra time may prevail to you.

Help For Home Loan Modification Programs

Prime Legal Services is a business-to-business (B2B) nationwide company that performs back-end loan modification processing and negotiations, LDA Reports and Audits for any home loan modification programs, attorneys, brokers, business professionals and bona fide retailers doing home loan modifications who wish to outsource their processing, document preparation, audit/report and lender negotiations.

Our wholesale service will keep your overhead down, INCREASE YOUR REVENUE, save you money, and allow you to focus on your day-to-day business while our processors and negotiators guide your clients through the home loan modification process from start to finish.

Using the industry's leading loan modification software, coupled with our own proprietary data gathering reports and status update systems, we not only raise the bar in our B2B relationship with you, but also guarantee a level of customer service and accountability that is in the top percentile of our industry.

Why Should Home Loan Modification Programs Use Prime Legal?

• Prime Legal Services has gained extensive recognition servicing home loan modification programs, attorneys, mortgage, businesses providing Mortgage Loan modifications nationwide.
• Modification Processing , LDA Reports
• Follow ups with client and status reports available as requested to Georgia Law offices, Brokers, Non profits etc.

Why should Home Loan Modification Programs choose us to outsource this business function:

• Increased profits – Divert your companies resources towards new business development.
• Faster turn-around times – File completion at an average of 60-120 days
• Nationwide reach - Processing and negotiation of files across all US states

Why Home Loan Modification Attorneys Should Use Prime Legal

Prime Legal Services is a business-to-business (B2B) nationwide company that performs back-end loan modification processing and negotiations, LDA Reports and Audits for home loan modification attorneys, brokers, business professionals and bona fide retailers doing home loan modifications who wish to outsource their processing, document preparation, audit/report and lender negotiations.

Our wholesale service will keep your overhead down, INCREASE YOUR REVENUE, save you money, and allow you to focus on your day-to-day business while our processors and negotiators guide your clients through the home loan modification process from start to finish.

Using the industry's leading loan modification software, coupled with our own proprietary data gathering reports and status update systems, we not only raise the bar in our B2B relationship with you, but also guarantee a level of customer service and accountability that is in the top percentile of our industry.

Why Should Home Loan Modification Attorneys Use Prime Legal?

• Prime Legal Services has gained extensive recognition servicing attorneys, mortgage, businesses providing Mortgage Loan modifications nationwide. 
• Modification Processing , LDA Reports
• Follow ups with client and status reports available as requested to Georgia Law offices, Brokers, Non profits etc.

Why should Home Loan Modification Attorneys choose us to outsource this business function:

• Increased profits – Divert your companies resources towards new business development.
• Faster turn-around times – File completion at an average of 60-120 days
• Nationwide reach - Processing and negotiation of files across all US states

Help For Georgia Home Loan Modifications Attorneys

Prime Legal Services is a business-to-business (B2B) company that performs back-end loan modification processing and negotiations, LDA Reports and Audits for Georgia home loan modification attorneys, brokers, business professionals and bona fide retailers doing home loan modifications who wish to outsource their processing, document preparation, audit/report and lender negotiations.

Our wholesale service will keep your overhead down, INCREASE YOUR REVENUE, save you money, and allow you to focus on your day-to-day business while our processors and negotiators guide your clients through the loan modification process from start to finish.

Using the industry's leading loan modification software, coupled with our own proprietary data gathering reports and status update systems, we not only raise the bar in our B2B relationship with you, but also guarantee a level of customer service and accountability that is in the top percentile of our industry.

Why Should Georgia Home Loan Modification Attorneys Use Prime Legal?

• Prime Legal Services has gained extensive recognition servicing Georgia attorneys, mortgage, business providing Mortgage Loan Modifications
• Modification Processing , LDA Reports
• Follow ups with client and status reports available as requested to Georgia Law offices, Brokers, Non profits etc.

Why  should Georgia home loan modification Attorneys choose PL to outsource this business function:

• Increased profits – Divert your companies resources towards new business development.
• Faster turn-around times – File completion at an average of 60-120 days
• Nationwide reach - Processing and negotiation of files across all US states

SECRET WEAPON to Saving Your Home From Foreclosure

Your trying to save your home from foreclosure. I will first tell you that a lot of what I am going to say is going to make your head swim, when your in danger of loosing your home you are pretty stressed and need something to make you feel like there is hope.

There is a lot of help online and off and I'm sure you don't know who to listen to. I have worked as a licensed Realtor for some years and have run into many people going through tough times with their home.

 I felt helpless because saving a home was not my expertise. But I have learned that if the modification is the same as a rental then do it. I have since decided to learn more about loan modifications and help others save their home.

 Here are some terms and facts you need to know about your home if it is in foreclosure....

 How to Stop Your Foreclosure

 If you are in danger of being foreclosed on. You will call your mortgage servicer and ask for proof of title which will result in litigation.  If your home has a broken title there is no proof of ownership. The banks don't like when people know about this loophole. It is Illegal for your mortgage servicers to legally collect money from you while your home is in litigation. Litigation is the time it will take for a judge to determine what to do about your home. 

You are going into litigation because you are stopping your foreclosure proceedings and fighting for a loan modification. A loan modification is when your loan is favorably restructured or forgiven saving your home. 

You may not know but banks sell mortgage notes in bundles to stockholders making the holder of the stocks to own of portion of the mortgage note.(pooled income from loan borrowers). Banks can not prove ownership of home mortgages and are forced to grant a home loan modification. 


People are using LDA (Loan Dispositition Analysis) Reports cost aprox $800. It is the only tool preventing the banks from bullying and lying to you or your representative about your real current home financial situation NPV (Net Present Value). Of course your mortgage servicer will do what is best for their bottom line not yours. Present this information and save your home.

PS: Never act like you want a free house in front of a judge. You just want to pay whats fair.

Most people can save their home; but time is of the essence.You don't want to wait until it is too late. See what the banks see and get your home loan modification like many others. Sign up for your free consultation on the right. Saving your home is nothing to be ashamed of; we all need help sometime.

The LDA Report....What the Banks Aren't Telling You About Your Mortgage Loan

A Home Worth Fighting For

Know what your lenders should already know about your loan with the LDA Report!!! What is the LDA Report?

EMPOWER & EDUCATE yourself by knowing NOW what you 
REALLY qualify for & what options are out there for YOU!!

• Do you want to save your home?
• Are you in the middle of a foreclosure?
• Do you think loan modification are a scam?
• Are you ready to fight the bank?
• Have you been turned down from a modification?
• Have you been offered a Trial Modification and then been turned down because you failed the “NPV” Test and don't know why
• Have you been turned down for a Modification, which you believe you should have qualified for?
• Are you tired of waiting with no answer? 

IF YOU ANSWERED YES TO ANY OF THE ABOVE QUESTIONS THEN WE HAVE THE TOOL FOR YOU!

The LDA Report is a tool that will allow you to know definitively what you qualify for in the way of a foreclosure alternative. Remember, there are more modifications then just HAMP… the LDA Report will give you those answers plus you will know why, "You DO or Do Not qualify in terms that will hold up under any 
level of scrutiny." 

The report includes a “NPV” Pass / Fail, as well as a separate “AVM” Reflecting a true current property value. We are seeing results within 30-90 days generally. Most importantly the LDA Report allows you to clear up the feeling of uncertainty between 3-5 Business days as opposed to months of 
agonizing waiting for an answer you may never get.

 ALL LDA REPORTS COME WITH A MONEY BACK GUARANTEE! WE ARE THE ONLY COMPANY THAT OFFERS THIS!! ASK FOR DETAILS!!

The LDA Package
Includes:
-LDA Report
-AVM: (Automated Value Model Report)
-Crisis Budget


FREE PRE-QUALIFICATION                "Knowledge Is Power"

How To Easily Start Your Own Home Loan Modification Business

Going into the Loan Modification Business can be very lucrative. In fact I believe the professionals that lost their jobs and homes should consider their crisis as a wake up call. Foreclosures will and are happening. People are searching for help to save their homes. The Loan Modification Business is a great way to make money for the ambitious and those looking for an exceptional income.

We at Prime Legal Services have already set up offices with Attorneys and Assistance to process files for Attorneys, non profits, and brokers that already do foreclosure businesses on a regular basis. You as a  Business Development Manager (BDM) can establish a contract with businesses that need our assistance and get paid for each file and/or  set up your own loan Modification Business and fax in the paperwork and documents and let us service your files. This is big business and you will be working smart with less work.

We will provide training and support by phone, videos and email. You will be able to make thousands each week. Not to mention you will also earn money from each file submitted when you refer another loan modification business that uses our service. How great is that?

What You Receive at No Cost:

• Training
• Support
• Forms
• Uncapped Income
• Website
• Marketing Materials

4 Steps To Becoming A BDM and/or Starting Your Own Home Loan Modification Business With PLS 

1. Feel out pre application.
2. Wait for email with approval letter.
3. Once approved you will receive a link to their training, forms and marketing materials.
4. Make Money!

We all know that starting your own business with an established company or franchise comes with a cost. While this opportunity does not cost you one red cent is the best reason to get on board with thousands of people making money with Loan Modification Businesses. Don't let this opportunity disappear.